Have you ever considered how you would manage your affairs if you were to suffer a stroke or develop senile dementia?

An ordinary power of attorney is not an effective provision because it is automatically revoked by a mental incapacity – just at the time it is most needed.  The Court of Protection has power to appoint people to manage your affairs but the procedure is costly and time consuming.  More importantly the Court not you will choose the person who will deal with your affairs at a time when it is vital that they are dealt with efficiently and sympathetically.

The better solution is, while mentally capable, to appoint someone to safeguard your interests and to act on your behalf if necessary.

You can do this in one simple document called an Lasting Power of Attorney - property and affairs.  You can grant authority to a member of your family or close and trusted friend. 

You can appoint more than one attorney to act either together or separately.

It is up to you when the power comes into operation – it can commence only when you lose your mental capacity or have immediate effect.

Wouldn’t it be nice to know that if you did become ill, at least your family would not have the extra worry of dealing with your finances?

A lasting power of Attorney offers simple peace of mind and value for money.

Essex Wills have a great deal of experience of advising individuals and their families about such matters.